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Lake Bank

Loans

The Lake Bank offers installment loans with competitive rates and a variety of terms.

Home Equity Line of Credit. It's cash when you need it.

Similar to a home equity loan, a HELOC is based on your home's value.  But instead of a lump sum fully disbursed at closing you have a line of credit that you can use as you need.  Access your credit limit, pay it down at anytime during the term and use again as needed.
 
  • Fixed Rate 4.99%* APR
  • No closing costs*
  • Fast turnaround time
  • Easy application process
  • Based on home's value
  • Use funds for most anything
  • Local processing and underwriting
  • Convenient access to funds via eBanking and mobile banking

Contact one of our Personal Bankers today for more information or to complete an application.
 
*All loans are subject to credit and underwriting approval.  No closing costs.  4.99% Annual Percentage Rate (APR) is fixed for sixty month term.  Rate will not increase while the credit line is open.  Loan payment will vary based on credit line amount.  Your minimum monthly payment will equal the amount of your accrued finance charges.  Minimum payment example: a $10,000 line of credit balance at 4.99% interest will have a 4.99% APR and a monthly minimum payment of $41.58.  If only the minimum monthly payments are made for the sixty month period, the credit line is payable in full upon maturity in a single balloon payment.  Property insurance will be required.  New originations only.  Limited time offer.

Installment Loans

  • Cars
  • Boats
  • Snowmobiles/ATVs
  • Campers/RVs
  • Personal

Please contact one our Loan Officers to start the loan application process.
 

Home Loans

  • Long-term fixed rate mortgages
  • Adjustable rate mortgages (ARMs)
  • First time home buyer programs
  • Construction loans
  • Home improvement loans
Visit our Mortgage page for more information on home loans.

We're One Big Family

We pride ourselves in helping our neighbors in our local communities.