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Lake Bank
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Deposit Rates

Consumer Annual Percentage Yields (APYs)

All Effective 9/18/2018 thru 9/24/2018

Scroll to the left to view the rest of the table.

Consumer Savings and Checking APYs


Amount Invested Amount Invested Amount Invested Amount Invested
Regular Savings
$0-$9,999
0.25%
$10,000 and up
0.25%


Loyalty Checking
$0-$999
0.05%
$1,000 and up
0.10%


Superior Checking
$500-$9,999
0.05%
$10,000-$49,999
0.05%
$50,000-$99,999
0.10%
$100,000 and up
0.10%
Investment Checking
$0-$2,999
0.05%
$3,000-$9,999
0.10%
$10,000 and up
0.40%

Personal checking and savings account APYs are variable, may change after the account is opened, are subject to change daily, and are accurate for the dates stated above.  Fees may reduce earnings on these accounts.


Consumer Investment Certificate APYs


 Amount Invested  Amount Invested
Investment Certificates $100-$4,999 $5,000 and up
6 Months 0.45% 0.50%
12 Months 0.70%  0.75%
18 Months  0.90%  0.95%
24 Months  1.10%  1.15%
36 Months 1.35% 1.40%
48 Months 1.45% 1.50%
60 Months 1.55% 1.60%
$100 Minimum to open investment certificates.  An interest penalty is required for early withdrawal.  Maturities of 12 months or less equals a 90 day interest penalty.  Maturities of greater than 12 months equals a 180 day interest penalty.  Fees may reduce earnings.  APYs are accurate for the dates stated above.

Consumer Fixed & Variable IRA APYs


Amount Invested

Fixed IRAs $100 and up
6 Months 0.50%
12 Months 0.75%
18 Months 0.95%
24 Months 1.15%
36 Months 1.40%
48 Months 1.50%
60 Months 1.60%


Variable IRAs 1.15%
$100 minimum to open Fixed or Variable IRAs.  An interest penalty is required for early withdrawal.  Maturities of 12 months or less equals a 90 day interest penalty.  Maturities of greater than 12 months equals a 180 day interest penalty.  Fees may reduce earnings.  APYs are accurate for the dates stated above.  The APY on a variable IRA may change after the account is opened.

FDIC INSURED

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We're One Big Family

We pride ourselves in helping our neighbors in our local communities.

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Saturday Banking

For your convenience our Two Harbors Super One branch is open on Saturdays.