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Deposit Rates

 

Consumer Annual Percentage Yields (APYs)

All Effective 4/15/2014 thru 4/21/2014 


Consumer Savings & Checking APYs

 

Amount
Invested

Amount
Invested

Amount 
Invested

Amount
Invested

Amount Invested

Regular Savings

$0 to $9,999

$10,000 and up

 

 

 

 

.25%

.25%

 

 

 

 

 

 

 

 

 

Loyalty Checking

$0 to $999

$1,000 and up

 

 

 

 

0.05%

0.10%

 

 

 

 

 

 

 

 

 

Money Market Checking


$0 to $499


$500 to $9,999

$10,000 to $49,999

$50,000 to $99,999


$100,000 and up

 

0.00%

0.05%

0.05%

0.10%

0.10%

 

 

 

 

 

 


Investment Checking


$0 to $2,999

 

$3,000 
to
$9,999


$10,000 and up

 

 

 

0.05%

0.10%

0.40%

   
           

 Personal checking and savings account APYs are variable, may change after the account is opened, are subject to change daily, and are accurate for the dates stated above.  Fees may reduce earnings on these accounts.

 
Consumer Investment Certificate APYs

 

Amount 
Invested

Amount
Invested

Investment
Certificates

$100 to 
$4,999

$5,000 
and up

6 Months

0.15%

0.20%

12 Months

0.25%

0.30%

18 Months

0.40%

0.50%

24 Months

0.60%

0.75%

36 Months

0.85%

0.95%

48 Months

1.05%

1.15%

60 Months

1.35%

1.45%

     

$100 Minimum to open investment certificates.  An interest penalty is required for early withdrawal.  Maturities of 12 months or less equals a 90 day interest penalty.  Maturities of greater than 12 months equals a 180 day interest penalty.  Fees may reduce earnings.  APYs are accurate for the dates stated above.  

  
Consumer Fixed & Variable IRA APYs

 

Amount Invested

Fixed IRAs

$100 and up

6 Months

0.20%

12 Months

0.30%

18 Months

0.50%

24 Months

0.75%

36 Months

0.95%

48 Months

1.15%

60 Months

1.45%

 

 

Variable IRAs

0.75%

   

$100 minimum to open Fixed or Variable IRAs.  An interest penalty is required for early withdrawal.  Maturities of 12 months or less equals a 90 day interest penalty.  Maturities of greater than 12 months equals a 180 day interest penalty.  Fees may reduce earnings.  APYs are accurate for the dates stated above.  The APY on a variable IRAs may change after the account is opened. 

 

FDIC INSURED


 

The Lake Bank Addresses
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