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Mortgage Banking

The Lake Bank's experienced Mortgage Bankers will help you choose the right mortgage for your home, and make pre-qualification simple and fast! So whether you are buying, building, or refinancing we have the programs for every situation.

Whether you are purchasing a new home or refinancing your current one, The Lake Bank offers a wide variety of products to meet your needs.

  • Fixed Rate Mortgage structures your payment so that there will be no increases or decreases in the interest rate or your payment over the life of your loan.  Various repayment terms are available.
  • Adjustable Rate Mortage (ARM) is a mortgage in which the interest rate and, generally, the payments change over the life of the loan.  The interest rate is adjusted to match the rise or fall of a pre-selected interest rate index and the borrower's regular payments will increase or decrease accordingly.  The benefit of an ARM is the initial interest rate is generally quite low.  Various repayment terms are available.

We also offer Construction Loans which are meant to take the stress out of building!  Let The Lake Bank help you make that dream come true with our hassle free construction loans. 

A Home Equity Line of Credit is a mortgage that is an open-ended line of credit based on your home's equity.  This type of mortgage is ideal for debt consolidation or home improvement.

  • Borrow up to 80% of your home's value
  • Fixed and variable rates available
  • Interest-only payments (may result in a balloon payment at the end of the term loan)
  • Easy advance process
  • Quick approval
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