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Savings - Personal

Personal Savings Accounts

The Lake Bank has several options available to assist you in all of your saving needs.  Contact us now to start saving! Take a look at our GREAT deposit rates.

Regular Savings
(Savings with no minimum balance and a competive interest rate)

  • No minimum balance
  • Tiered interest rates-variable tiered rates reviewed weekly
  • Free eBanking and eStatements
  • $1 service charge if average balance falls below $50 (waived if under 18 years)
  • ATM Card*

*Fees may apply  

My Choice Savings Account
(You choose your savings goals and when you want them dispersed)

  • Choose your dispursement date-Spring, Summer, Fall, or Winter
  • Open multiple accounts for multiple goals
  • No minimum deposit required
  • To help you save, this account does not allow regular withdrawals
  • Free eBanking and eStatements 

Higher Learning Fund
Higher education savings)

  • Parents or grandparents can help save for future education expenses
  • No minimum balance required 
  • No monthly service charge
  • Interest rate indexed to the 90 Day Treasury Rate - varies quarterly
  • Withdrawals are not available until June of their high school graduating year
  • Child does not need to attend college to receive the balance
  • 12 month penalty assessed on early withdrawals
  • Free eBanking and eStatements 

Soaring Eagles Club
(Kids club under age 13)

  • No minimum balance
  • Tiered interest rates 
  • Teaches kids how to save
  • Free piggy bank for new members
  • Earn valuable rewards for reaching savings goals
  • Annual newsletter
  • Free eBanking and eStatements   

 Health Savings Accounts
(Interest bearing account that helps you save for future medical costs)

  • No minimum balance
  • High deductible health plan (HDHP) required
  • Provides protection against high or unexpected medical bills
  • Use funds on any qualified medical expenses
  • Account is completely portable
  • Funds remain in the account from year to year
  • Free eBanking, eStatements, and Mobile Banking
  • Visa® Point of Sale Card*
  • HSA Checks*
  • $25 Annual Fee

*Fees may apply



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