CONSUMER RATES
ANNUAL PERCENTAGE YIELDS (APY) |
Effective dates for the rates listed are 4/01/08 to 4/07/08
|
Amount
Invested |
Amount
Invested |
|
|
|
INVESTMENT CERTIFICATES |
100 to
4,999 |
Fixed IRA's &
5,000 and up |
|
Special
Offers |
5,000 and up
|
6 Mo. CD |
1.75 |
2.25 |
|
5-Month Term |
3.00 |
12 mo. CD |
1.75 |
2.25 |
|
3.00% APY $5,000 minimum deposit required for 5 month speical rate |
|
18 mo. CD |
1.75 |
2.25 |
|
|
|
24 mo. CD |
1.75 |
2.25 |
|
|
|
36 mo. CD |
1.75 |
2.25 |
|
|
|
48 mo. CD |
1.75 |
2.25 |
|
|
|
60 mo. CD |
1.75 |
2.25 |
|
|
|
|
CDs and IRAs: $100 minimum to open account. An interest penalty is required for early withdrawal. Maturities of 12 months or less - 90 d
interest penalty. Maturities of greater than 12 months - 180 day interest penalty. Fees may reduce earnings.
Checking and savings account rates are variable, subject to change weekly, and are accurate for the dates stated above. Fees may reduce earnings on these accounts. |
|
|
|
|
|
|
SAVINGS ACCOUNTS |
0 to
9,999 |
10,000
and up |
|
|
|
Regular *Look at this great rate! |
2.53 |
2.75 |
|
|
|
|
0 to
999 |
1,000 to
9,999 |
10,000 -
49,999 |
50,000
and up |
|
Money Market |
0.90 |
1.06 |
1.11 |
1.11 |
|
|
|
|
|
|
|
CHECKING ACCOUNTS |
0 to
999 |
1,000
and up |
|
|
|
| Loyalty |
0.25 |
0.40 |
|
|
|
|
0 to
499 |
500 -
9,999 |
10,000 -
49,999 |
50,000 -
99,999 |
100,000 and up |
| Money Market |
0.00 |
0.50 |
0.60 |
0.70 |
0.80 |
|
0 to
2,999 |
3,000 -
9,999 |
10,000
and up |
|
|
Investment Checking |
0.25 |
2.53 |
2.94 |
|
|
|
|
|
|
|
|
| IRA's |
| Fixed Rate |
$250 minimum, choose from 6 months to 60 months certificate rates above. $5,000 & up rates apply
to all IRA certificates regardless of amount. |
| Variable Rate |
24 month maturity, rate set weekly,
THIS WEEK'S CURRENT RATE: 2.25 |
|
|
|
|
|
|
HIGHER LEARNING FUND -
RATE CHANGES THE FIRST OF EACH QUARTER |
1.78 |
|
|
|
|
|
|
US EE SAVINGS BONDS:
Fixed Rate - New rates every May 1 and November 1 |
| CURRENT SEMI-ANNUAL RATE - SHORT TERM |
3.00 |
| US I BONDS: |
FIXED RATE
SEMI-ANNUAL INFLATION RATE
TOTAL EARNINGS RATE |
1.20
1.53
4.28 |
| CANADIAN EXCHANGE: |
BUY
SELL |
90%
90% |
|
|
|
|
|
|
FDIC INSURED |
|
| |
|
| |
