CONSUMER
ANNUAL PERCENTAGE YIELDS (APY) |
Effective dates for the APYs listed are 3/9/10 to 3/15/10
|
Amount
Invested |
Amount
Invested |
|
|
|
INVESTMENT CERTIFICATES |
100 to
4,999 |
Fixed IRA's &
5,000 and up |
|
Special
Offers |
|
6 Mo. CD |
.75 |
1.25 |
|
|
|
12 mo. CD |
.80 |
1.30 |
|
|
|
18 mo. CD |
1.00 |
1.50 |
|
|
|
24 mo. CD |
1.50 |
2.00 |
|
|
|
36 mo. CD (Step-Up CD: You may increase the APY of your CD one time during the original term to the APY currently offered for the same CD term without penalty. Penalty would apply for early withdrawl. |
1.75 |
2.25 |
|
|
|
48 mo. CD |
2.00 |
2.50 |
|
|
|
60 mo. CD |
2.10 |
2.60 |
|
|
|
|
CDs and IRAs: $100 minimum to open CD or IRA accounts. An interest penalty is required for early withdrawal. Maturities of 12 months or less - 90 day
interest penalty. Maturities of greater than 12 months - 180 day interest penalty. Fees may reduce earnings. APYs are accurate for the dates stated above. The APY on a variable IRA may change after account is opened.
Checking and savings account APYs are variable, may change after the account is opened, are subject to change daily, and are accurate for the dates stated above. Fees may reduce earnings on these accounts. |
|
|
|
|
|
|
SAVINGS ACCOUNTS |
0 to
9,999 |
10,000
and up |
|
|
|
Regular *Look at this great APY! |
2.00 |
2.00 |
|
|
|
|
0 to
999 |
1,000 to
9,999 |
10,000 -
49,999 |
50,000
and up |
|
Money Market |
0.10 |
0.20 |
0.25 |
0.50 |
|
|
|
|
|
|
|
CHECKING ACCOUNTS |
0 to
999 |
1,000
and up |
|
|
|
| Loyalty |
0.10 |
0.25 |
|
|
|
|
0 to
499 |
500 -
9,999 |
10,000 -
49,999 |
50,000 -
99,999 |
100,000 and up |
Money Market |
0.00
*$5 monthly service charge if average balances falls below $500
|
0.10 |
0.20 |
0.25 |
0.50 |
|
0 to
2,999 |
3,000 -
9,999 |
10,000
and up |
|
|
Investment Checking |
0.25 |
2.00 |
2.02 |
|
|
|
|
|
|
|
|
| IRA's |
| Fixed APY |
$100 minimum, choose from 6 months to 60 months certificate APYs above. $5,000 & up APYs apply
to all IRA certificates regardless of amount. |
| Variable APY |
24 month maturity, APY set weekly,
THIS WEEK'S CURRENT APY: 2.00 |
|
|
|
|
|
|
HIGHER LEARNING FUND -
APY CHANGES THE FIRST OF EACH QUARTER |
0.57 |
|
|
|
|
|
|
US EE SAVINGS BONDS:
Fixed Rate - New rates every May 1 and November 1 |
| CURRENT FIXED RATE |
1.20 |
| US I BONDS: |
FIXED RATE
SEMI-ANNUAL INFLATION RATE
TOTAL EARNINGS RATE |
0.30
1.53
3.36 |
| CANADIAN EXCHANGE: |
BUY
SELL |
80%
80% |
|
|
|
|
|
|
FDIC INSURED |
|
| |
|
| |