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Personal Banking at its best. The Lake Bank.

 

Personal Checking Accounts

All The Lake Bank checking accounts include the following features:
  • Free internet banking
  • Debit/ATM cards
  • Bill Pay*
  • VISA credit cards*
  • Safe deposit boxes (annual rental fees may apply)
*Upon approval, fees may apply

Superior Checking

  • Requires direct deposit
  • No ATM fee at Lake Bank ATMs
  • ATM fee reimbursement at all other ATMs
  • No minimum balance
  • No monthly service charge
  • Free checks
  • Free E-banking and Bill Pay
  • Free money orders
  • Tiered interest rates
  • Free safe deposit box rental for one year; subject to availability
  • Imaged checks included with your monthly statement

Loyalty Checking
- Free checking with interest

  • No minimum balance
  • No monthly service charge
  • Interest-earning account
  • First order of checks are free

Money Market Checking
- Minimum balance earns a higher rate of interest

  • $500 minimum
  • $5 monthly service charge if average balances falls below $500
  • Tired of interest rates - variable rates reviewed weekly
  • First order of checks are free
  • Images checks included with your monthly statement

Prime Checking
- Free checking for customers over age 50

  • No minimum balance
  • No monthly service charge
  • First order of checks are free
  • Imaged checks included with your monthly statement

Investment Checking
- High interest checking

  • Requires at least one other banking relationship of $5,000 or more to qualify
  • Balance of $10,000 earns a high rate of interest
  • No monthly service charge
  • High rate of interest-variable rates reviewed weekly
  • Imaged checks included with your monthly statements
  • Free checks
 
 
  
FDIC deposit insurance temporarily increased from $100,000 to $250,000 per depositor through December 31, 2013. The Lake Bank is also participating in the FDIC's Transaction Account Guarantee Program. Under that program, through June 30, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules. Investment Checking accounts earn a rate higher than allowed under this program, therefore, are not guaranteed above normal FDIC insurance limits.

THE LAKE BANK
Main Office
613 First Avenue
Two Harbors, Minnesota 55616
Phone: (218) 834-2111
Fax: (218) 834-4753
Equal Housing Lender
©2005 The Lake Bank. All Rights Reserved.
THE LAKE BANK
Silver Bay Branch
88 Outer Drive
Silver Bay, Minnesota 55614
Phone: (218) 226-4959
Fax: (218) 226-4962